1.90% Annual Percentage Rate (APR) up to 48 months. $21.65 per month per $1,000 financed at 48 months. APR financing subject to credit approval by Kia Finance America (KFA), through KFA, for well-qualified buyers and not available on balloon financing. Only a limited number of customers will qualify for advertised APR. Subject to vehicle availability and dealer participation. New vehicles only. This incentive is a limited-time offer on eligible Kia vehicles. Offers may not be combined except where specified. Must take delivery from a participating dealer and from retail stock by 11/02/2026. Dealer contribution may vary and could affect actual monthly payment. See your participating Kia dealer for more details. Finance contract must be signed and dated no later than 11/02/2026. Lease: Offer shown based on 2026 K5 (Model #LAC4234) – $28,735 MSRP. $3,499 due at signing including $299 first monthly payment, $2,550 capitalized cost reduction, and $650 acquisition fee. MSRP includes destination/handling and excludes taxes, title, license fees, options, dealer conveyance fee, processing fee, optional service fee, any emission testing charge, and retailer charges. Lease offer is only available to well-qualified lessees that lease a 2026 K5 (Model #LAC4234). No security deposit required. Actual payments may vary. Purchase option at lease end is $16,666.30. Subject to credit approval by Kia Finance. Lessee is responsible for insurance, maintenance, repairs, $0.20 per mile over 10,000 miles/year, excess wear, and a termination fee of up to $400. An extra charge may be imposed at the end of the lease term where the lessee's liability (if any) is based on the difference between the residual value of the leased property and its realized value at the end of the lease term. Subject to dealer participation. Must take delivery by 11/02/2026.

Offer shown based on 2026 K4 (Model #2AC3224) – $24,635 MSRP. $3,499 due at signing including $239 first monthly payment, $2,610 capitalized cost reduction, and $650 acquisition fee. MSRP includes destination/handling and excludes taxes, title, license fees, options, dealer conveyance fee, processing fee, optional service fee, any emission testing charge, and retailer charges. Lease offer is only available to well-qualified lessees that lease a 2026 K4 (Model #2AC3224). No security deposit required. Actual payments may vary. Purchase option at lease end is $15,273.70. Subject to credit approval by Kia Finance. Lessee is responsible for insurance, maintenance, repairs, $0.20 per mile over 10,000 miles/year, excess wear, and a termination fee of up to $400. An extra charge may be imposed at the end of the lease term where the lessee's liability (if any) is based on the difference between the residual value of the leased property and its realized value at the end of the lease term. Subject to dealer participation. Offers may not be combined except where specified. Must take delivery by 11/02/2026.

0% Annual Percentage Rate (APR) up to 48 months. $20.83 per month per $1,000 financed at 48 months. APR financing subject to credit approval by Kia Finance America (KFA), through KFA, for well-qualified buyers and not available on balloon financing. Only a limited number of customers will qualify for advertised APR. Subject to vehicle availability and dealer participation. New vehicles only. This incentive is a limited-time offer on eligible Kia vehicles. Offers may not be combined except where specified. Must take delivery from a participating dealer and from retail stock by 11/02/2026. Dealer contribution may vary and could affect actual monthly payment. See your participating Kia dealer for more details. Finance contract must be signed and dated no later than 11/02/2026. Lease: Offer shown based on 2026 Sorento (Model #7AC3225) – $33,885 MSRP. $3,999 due at signing including $329 first monthly payment, $3,020 capitalized cost reduction, and $650 acquisition fee. MSRP includes destination/handling and excludes taxes, title, license fees, options, dealer conveyance fee, processing fee, optional service fee, any emission testing charge, and retailer charges. Lease offer is only available to well-qualified lessees that lease a 2026 Sorento (Model #7AC3225). No security deposit required. Actual payments may vary. Purchase option at lease end is $22,025.25. Subject to credit approval by Kia Finance. Lessee is responsible for insurance, maintenance, repairs, $0.20 per mile over 10,000 miles/year, excess wear, and a termination fee of up to $400. An extra charge may be imposed at the end of the lease term where the lessee's liability (if any) is based on the difference between the residual value of the leased property and its realized value at the end of the lease term. Subject to dealer participation. Must take delivery by 11/02/2026.

0% Annual Percentage Rate (APR) up to 48 months. $20.83 per month per $1,000 financed at 48 months. APR financing subject to credit approval by Kia Finance America (KFA), through KFA, for well-qualified buyers and not available on balloon financing. Only a limited number of customers will qualify for advertised APR. Subject to vehicle availability and dealer participation. New vehicles only. This incentive is a limited-time offer on eligible Kia vehicles. Offers may not be combined except where specified. Must take delivery from a participating dealer and from retail stock by 11/02/2026. Dealer contribution may vary and could affect actual monthly payment. See your participating Kia dealer for more details. Finance contract must be signed and dated no later than 11/02/2026. Lease: Offer shown based on 2026 Sportage (Model #4AC2225) – $30,285 MSRP. $3,999 due at signing including $259 first monthly payment, $3,090 capitalized cost reduction, and $650 acquisition fee. MSRP includes destination/handling and excludes taxes, title, license fees, options, dealer conveyance fee, processing fee, optional service fee, any emission testing charge, and retailer charges. Lease offer is only available to well-qualified lessees that lease a 2026 Sportage (Model #4AC2225). No security deposit required. Actual payments may vary. Purchase option at lease end is $20,896.65. Subject to credit approval by Kia Finance. Lessee is responsible for insurance, maintenance, repairs, $0.20 per mile over 10,000 miles/year, excess wear, and a termination fee of up to $400. An extra charge may be imposed at the end of the lease term where the lessee's liability (if any) is based on the difference between the residual value of the leased property and its realized value at the end of the lease term. Must take delivery by 11/02/2026.